General Questions
Are your calculators really free to use?
Yes, all our investment calculators are completely free to use. There are no hidden fees, no registration requirements, and no limitations on usage. We believe in providing accessible financial tools to everyone.
Do I need to create an account?
No account creation is required. You can use all our calculators immediately without any sign-up process. Your data and calculations remain private and are not stored on our servers.
What types of investments do your calculators cover?
Our calculators cover a wide range of investment types including stocks, bonds, real estate, cryptocurrencies, dividend investments, and alternative investments like royalties. We're constantly adding new calculators based on user demand.
Calculator Accuracy
How accurate are the calculator results?
Our calculators use proven financial formulas and mathematical models to provide accurate projections. However, it's important to understand that these are estimates based on the inputs you provide. Actual investment returns may vary due to market conditions, fees, taxes, and other factors not accounted for in the calculations.
Do you account for inflation in your calculations?
Some of our calculators include optional inflation adjustments, while others focus on nominal returns. We clearly indicate when inflation is accounted for and provide tools to help you understand the difference between nominal and real returns.
How often is historical data updated?
For calculators that use historical data (like our crypto historical calculator), we periodically update the data to reflect current market prices. However, for long-term projections, minor fluctuations in current prices have minimal impact on the educational value of the calculations.
Investment Strategies
Which calculator should I use for retirement planning?
For retirement planning, we recommend starting with our Investment Comparison Calculator to understand different asset class returns, then using the Dividend Snowball Calculator for income-focused strategies. Many users find value in running multiple scenarios across different calculators.
How can I compare stocks vs real estate investments?
Our Investment Comparison Calculator is perfect for this. It allows you to input expected returns for different asset classes and see side-by-side comparisons of potential outcomes over your chosen time horizon.
What's the best way to use the dividend calculator?
The Dividend Snowball Calculator is most effective when you use realistic dividend yields and growth rates. Research historical data for the types of dividend stocks you're interested in, and consider testing different scenarios to understand how small changes in assumptions affect long-term outcomes.
Technical Questions
Do your calculators work on mobile devices?
Yes, all our calculators are fully responsive and work on desktop computers, tablets, and mobile phones. The interface automatically adjusts to provide the best user experience on any device.
Can I save my calculations?
Currently, our calculators don't have a built-in save feature. However, you can take screenshots of your results or note down the parameters you used. We're considering adding save functionality in future updates.
What formulas do you use for compound interest calculations?
We use standard financial formulas for compound interest, future value calculations, and annuities. For compound interest with regular contributions, we use the future value of an annuity due formula to account for contributions made at the beginning of each period.
Legal & Disclaimer
Are you a financial advisor?
No, we are not registered financial advisors. We provide educational tools and resources to help you make informed decisions, but we do not provide personalized financial advice. Always consult with a qualified financial advisor before making investment decisions.
Can I rely on calculator results for actual investment decisions?
Our calculators are designed for educational and planning purposes. While they use accurate mathematical models, they cannot predict future market performance. Use them as tools for understanding potential outcomes, not as guarantees of future results.
Do you store my personal financial information?
No, we do not store any personal financial information. All calculations are performed locally in your browser, and we don't collect or store the inputs you enter into our calculators. See our Privacy Policy for more details.
Still Have Questions?
If you couldn't find the answer you're looking for, please don't hesitate to contact us.
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